Feb 26War Exclusions in Insurance PoliciesThe Ukraine-Russia war has brought the concept of war exclusions into relief. Most policies include war exclusion clauses, and the conflict is undoubtedly affecting coverages. — A war exclusion clause is found in most insurance policies. It specifically excludes coverage for acts of war, such as invasions, insurrections, revolutions, military coups and terrorism. The definition of war can also apply to damages sustained in locations that are not located in the countries of war. These types…Risk Management2 min readRisk Management2 min read
Mar 22, 2022Employee Compensation: Moving Towards Greater Salary TransparencyWhy is pay transparency important? The practice helps ensure fair pay, attract and retain qualified employees, improve morale and shape organizational culture. “Pay transparency” has come to mean the degree to which employers are open about employees’ compensation: what, why, the means which and how much employees are compensated.1 Measuring…Salary3 min readSalary3 min read
Mar 22, 2022How Data Analytics Can Boost Employee Health and Wellness Program EffectivenessThese days, it’s unusual to find employers that don’t offer employee health and wellness programs for everything from weight loss and overall fitness programs to biometric screenings, smoking cessation, and chronic disease management and prevention. But do they improve employee health and job performance while reducing absenteeism and healthcare spending…Employee Engagement3 min readEmployee Engagement3 min read
Published in Cannabis Explorations·Mar 14, 2022Hemp Insurance Helps Farmers With Multiple Liability CoveragesNow that industrial hemp has been legalized federally, large agribusinesses and small farmers alike are embracing this new opportunity. From building materials to food, beauty and health products, America’s newest commodity has high earning potential. At more upwards of $10K/acre, though, hemp is expensive to plant. Taking care of it…Cannabis3 min readCannabis3 min read
Mar 14, 2022Your Planning Checklist Prior to RetirementHere are planning for retirement checklists for different ages as you approach retirement. If you have more than 10 years before retirement: Contact your retirement advisor to help lay the foundations for retirement. If you don’t have an advisor, it’s time to meet with one. Create some basic life plans…Employee Benefits2 min readEmployee Benefits2 min read
Mar 14, 2022A Guide to Employee Benefits AdministrationIn today’s competitive business environment, benefits administration encompasses the entire construct of employee benefit planning, from design, pricing, and compliance, to communication, implementation, and everyday management. …Employee Engagement7 min readEmployee Engagement7 min read
Published in Cannabis Explorations·Mar 1, 2022Investing in a Cannabis Operation? Consider your D&O Exposures FirstAcross North America, cannabis businesses are rolling in green. Cash, that is. In 2018 alone, investors funneled $10 billion into marijuana businesses across the U.S. and Canada — twice what was invested in the last three years combined. …Insurance2 min readInsurance2 min read
Mar 1, 2022What Is Cyber Security Awareness?Cyber security awareness means different things to different people. To end-users in your organization, it means being mindful of the risks they can introduce when they browse the web, check email and interact online. …Insurance8 min readInsurance8 min read
Mar 1, 2022Supplemental Health InsuranceWhat Is Supplemental Health Insurance? Supplemental health insurance supplements your primary health insurance coverage. Some supplemental health insurance policies cover certain events, like hospital stays or disability. Others cover specific health conditions, like cancer, a major organ transplant, or kidney failure. …Insurance6 min readInsurance6 min read
Feb 22, 2022Construction Labor During COVID-19: Everything Contractors Need to KnowIn March 2020, all but the most essential construction ground to a halt, as nationwide shutdown orders forced businesses — which had operated from a notably strong pre-pandemic position — to cancel jobs, pause operations, or stop doing business altogether. Construction workers felt an immediate pinch amid massive layoffs and…Construction8 min readConstruction8 min read